Today, maintaining good personal credit is more important than ever. A secured credit card can help in rebuilding credit, or to build new credit for individuals just starting out. The First Progress Platinum MasterCard® Secured Credit Card is a full-feature Platinum MasterCard® with a credit line based on a security deposit rather than on a credit score. The card is designed to advance the accumulation of new information in a credit file, by reporting account activity to all three of the major national credit bureaus every month. Since it is a full-feature Platinum MasterCard®, the card provides the convenience and prestige of the worldwide MasterCard® system.

First Progress Platinum MasterCard® Secured Credit Cards are issued by Synovus Bank, Columbus, GA, member FDIC.

 

 

Why First Progress?

 

Get Approved Fast!

• No Credit History or Minimum Credit Score Required for Approval

• Quick and Complete Online Application

• Full-Feature Platinum MasterCard® Secured Credit Card

• Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History

• 24/7 Online Access to Your Account

• Nationwide Program – though not yet available in NY, IA, AR, or WI

 

 

How It Works

 

Getting Started:

• Complete the online application by selecting the "Enroll" button above. You will know if you are pre-approved within 60 seconds! You will then receive a response from First Progress within 3 weeks, upon completion of the full application process.

• An optional Expedited Processing Service is available for $19.95, allowing your card to be processed up to 7 days faster, with the use of a debit or or prepaid card to fund your security deposit.

 

Approval:

• Approval for the card requires no credit history or minimum credit score, making the program suitable for a broad range of consumer segments including those who do not qualify for other credit solutions. The card is secured by a fully-refundable security deposit of $300 to $2,000, held in its own FDIC-insured bank account.

 

See The Results:

• In order to help our customers advance the accumulation of new information in their credit file, we report all usage and payment activity to all three national credit bureaus every month! Although designed to be a benefit, please remember that poor payment performance will negatively impact credit history.